Deposit accounts are deposits which depositors can withdraw money only after a certain deposit term as agreed with organizations that receive deposits. 

 Benefits for customers:

- Diverse and the most flexible term, types of deposits
- Enjoy deposit account interest rates listed in LVB; - Customers can withdraw money at any transaction point of LVB
- Enjoy deposit insurance.
- Customers can use the balance on savings accounts to mortgage in the credit institution;- Customers can transfer saving deposit account.

Product characteristics:

- Type of deposit: LAK, USD, THB, VND
- Minimum balance 500,000 LAK, USD 100; 2,000 THB, 1,000,000 VND.
- Term of 1month, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 18, 24, 36 months.
- Fixed interest rate during deposit term; Interest is calculated daily and paid monthly, quarterly and yearly according to specific requirements of each product. 
- Interest payment method; 3 methods: periodic interest payment- Revolving: At maturity, if the customer does not take, the bank will actively add the interest and principal and revolve an additional term as the initial term of the product and apply the interest rate specified at the time of revolving (does not apply to the form of interest payment in advance);

Conditions for registration:

- Lao enterprises and foreign enterprises are operating in accordance with the laws of Laos.

- Objects open deposit accounts in foreign currency savings are individual residents.

Registration dossier:

- Open an account: Application form for deposit; business registration certificate, tax certificate, investment license (if any), seal, and identity card/passport/family register of the authorized person.

- Withdraw from the account: Present certificates of saving deposit account, identity cards and other relevant documents.